A bank card transfer payment method, and the method is characterized by comprising: connecting a first terminal to a first device via a first wireless interface; connecting a second terminal to a second device via a second wireless interface; the first terminal acquiring account information about a payment account, and the second terminal acquiring account information about a payee account and sending the account information about the payee account to the first terminal; the first terminal receiving a transfer instruction input by a first user; generating transaction information according to the transfer instruction, and sending the transaction information to the first device; the first device displaying the transaction information to the first user; receiving a confirmation instruction input by the first user; deducting a corresponding amount in the payment account according to the transfer amount, generating a signature information according to the transaction information, and sending the signature information to the first terminal; the first terminal receiving the signature information, and forwarding the signature information to the second terminal; the second terminal sending the signature information to the second device; the second device verifying the signature information; and adding the corresponding amount to the payee account when the verification succeeds.
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