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BANK CARD TRANSFER PAYMENT METHOD

机译:银行卡转账付款方式

摘要

A bank card transfer payment method, and the method is characterized by comprising: connecting a first terminal to a first device via a first wireless interface; connecting a second terminal to a second device via a second wireless interface; the first terminal acquiring account information about a payment account, and the second terminal acquiring account information about a payee account and sending the account information about the payee account to the first terminal; the first terminal receiving a transfer instruction input by a first user; generating transaction information according to the transfer instruction, and sending the transaction information to the first device; the first device displaying the transaction information to the first user; receiving a confirmation instruction input by the first user; deducting a corresponding amount in the payment account according to the transfer amount, generating a signature information according to the transaction information, and sending the signature information to the first terminal; the first terminal receiving the signature information, and forwarding the signature information to the second terminal; the second terminal sending the signature information to the second device; the second device verifying the signature information; and adding the corresponding amount to the payee account when the verification succeeds.
机译:一种银行卡转账支付方法,其特征在于,包括:经由第一无线接口将第一终端连接至第一设备;通过第二无线接口将第二终端连接至第二设备;所述第一终端获取有关支付账户的账户信息,所述第二终端获取有关受款账户的账户信息,并将所述受款账户的账户信息发送给所述第一终端;第一终端接收第一用户输入的转移指令;根据所述传输指令生成交易信息,并将所述交易信息发送给所述第一设备;第一设备向第一用户显示交易信息;接收第一用户输入的确认指令;根据转账金额在支付账户中扣除相应的金额,根据交易信息生成签名信息,并将签名信息发送给第一终端;第一终端接收签名信息,并将签名信息转发给第二终端;第二终端将签名信息发送给第二设备;第二设备验证签名信息;验证成功后,将相应的金额添加到收款人帐户中。

著录项

  • 公开/公告号EP3229191A1

    专利类型

  • 公开/公告日2017-10-11

    原文格式PDF

  • 申请/专利权人 HIERSTAR (SUZHOU). LTD.;

    申请/专利号EP20150865218

  • 发明设计人 LIU GUO;ZHANG ZHENG;BAO WENBIN;

    申请日2015-10-14

  • 分类号G06Q20/20;G06Q20/32;G06Q20/38;

  • 国家 EP

  • 入库时间 2022-08-21 14:05:43

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