Transaction method and apparatus for withdrawing cash without a card

摘要

Provided is a transaction method and apparatus for withdrawing cash without a card. When the first bank server receives a reservation request for cashless cash withdrawal from a user, the reservation request is between banks that satisfy the cardless cash withdrawal condition. The bank in the reservation request when the reservation request is a reservation request for a cash withdrawal with no card between the banks and the condition for the cash withdrawal with no card is satisfied. The second bank server corresponding to the identification information is determined, and the cardless cash withdrawal information is set to the second bank so that the terminal controlled by the second bank server is allowed to accept the cardless cash withdrawal by the user. Notify the server. As a result, it is possible to realize cash withdrawal without a card between banks, and it is possible to immediately perform a cash withdrawal operation without a card at the closest cash withdrawal terminal in the area where the user is located, thereby improving the user's experience. it can.