INTERNET OF THINGS CIRCULAR INTELLIGENT FINANCIAL SERVICE SYSTEM AND METHOD

摘要

An Internet of Things circular intelligent financial service system and method. The Internet of Things circular intelligent financial service system comprises: a client registration module which receives registration information of a purchaser, generates an electronic agreement after determining that the registration information is correct by means of reviewing, and transmits a membership registration success notification to the purchaser; a self-service financing registration module which receives a membership account code and a corresponding activation password of the purchaser, binds an identification certificate to the membership account code, and activates a self-service financing account of the purchaser; a database which stores related information of the membership account and the self-service financing account of the purchaser; a monitoring module which receives commodity settlement information transmitted by an EPC system; a financing reviewing modules which reviews whether commodity settlement information data is correct and implements a successful financing review after receiving receipt confirmation information from the purchaser; and a self-service financing module which performs financing for the purchaser, such that the purchaser pays accounts payable to a particular provider. By means of the system and the method, accurate industrial chain information can be learned and a loop industrial chain ecological economic system can be established, thereby effectively managing and controlling financial risks.