INFORMATION PUSHING METHOD DURING CREDIT CARD BONUS POINT MONITORING, AND INTELLIGENT PROMPTING SYSTEM

摘要

An information pushing method during credit card bonus point monitoring, and an intelligent prompting system, relating to the field of intelligent finance services. The method comprises: recording the current credit card bonus points information of a user and set credit card bonus points information (S101); determining whether the current credit card bonus points are higher than the set credit card bonus points (S103); if not, determining that the bonus points of the user are not enough for gift redemption or purchasing, and not sending information for prompting the user to perform bonus points redemption, such as purchasing (S104); and if yes, sending the information for prompting the user to perform bonus points redemption, such as purchasing, and pushing patent information to the user (S105). By matching the current credit card bonus points information of a user with set credit card bonus points information, the system is able to find out, in a timely manner, whether the credit card bonus points of the user are enough for redemption activities, such as purchasing, thereby stimulating consumption, and improving the utilization efficiency of credit cards and increasing credit card earnings of banking and financial institutions while fueling economic growth. Moreover, by pushing patent information after the technology is used, the rights of the patentee are demonstrated.