EASY PAYMENT DEVICE USING MULTI PREPAID E-CARD AND HUB-CODE BASED ELECTRONIC WALLET AND METHOD THEREOF

摘要

The present invention relates to a hub-code based multi e-wallet generating/charging device and a method thereof capable of operating a security safe even if a prepaid card is lost by using a hub code, a temporary barcode, for payment, of charging different kinds of money, and of converting in real time with an e-wallet. The device comprises: a prepaid card equipped with a multi electronic wallet function, where an issuer genuine authentication key is inserted; a smartphone for automatically executing a security safe application if the prepaid card is close, transmitting the generated hub-code to a terminal for payment, checking the state of the prepaid card by being interlocked with an e-bill saving device, and controlling the charging of the prepaid card; and the e-bill saving device for saving e-bills, corresponding to the prepaid card, interlocked with the smartphone, in the security safe, generating a temporal hub code for payment to transmit the same to the smartphone, and transferring the e-bills, stored in the security safe, to the prepaid card. By the composition, hub-code based multi e-wallet generating/charging device can be realized.;COPYRIGHT KIPO 2016