Mobile payment system with contactless mobile payment device using Bluetooth communicationand Payment data processing method using thereof

摘要

An aspect of the present invention relates to a mobile payment system including a contactless mobile payment device using Bluetooth communication. The mobile payment system according to an embodiment of the present invention includes a mobile payment device (100) which processes payment data and transmits and receives the payment data to and from a user terminal through a Bluetooth communication module, a user terminal (200) which receives a payment approval result (S4) of a payment company/financial company server (400) and processes the payment approval result (S4), a device platform (300) which receives a payment approval result (D4) and transmits the payment approval result (D4) to the mobile payment device (100), and the payment company/financial company server (400) which determines whether to approve a payment request for a specific transaction. Therefore, the present invention can improve convenience and security.