Disclosed is a computer-readable recording medium on which a program for executing a method for real-time credit risk analysis based on an integrated account information which includes a step of classifying registered accounts by type in a computer; a step of generating integrated account information for the registered accounts classified by type; a step of calculating a plurality of credit risk indexes for the integrated account based on the integrated account information; and a step of calculating a total credit score from the credit risk indexes. So, the credit risk can be managed in real time.;COPYRIGHT KIPO 2017
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