METHOD AND APPARATUS FOR PROVIDING FINANCIAL SERVICE THROUGH ONLINE CREDIT UNION PLATFORM

摘要

Disclosed is a method for providing a financial service through an online credit union platform, which comprises the following steps: on the online credit union platform, posting recruitment information including at least one of the interest rate and the yield rate, the average credit rating, the recruitment number, and the recruitment amount according to the order of receipt of each of a plurality of online credit unions; receiving a participation request signal and user information for requesting a participation of any one of the plurality of online credit unions from a user′s terminal; determining the user′s credit rating by analyzing user′s financial information and non-financial information based on the received user information; and transmitting to the user′s terminal information indicating whether the user can participate in the online credit union from the user according to the determined credit rating.;COPYRIGHT KIPO 2017