CONVERGENCE FINANCIAL SYSTEM AND METHOD OF THE SAME

摘要

The present invention relates to a convergence financial processing system, and a method thereof. According to the present invention, a predetermined evaluation criterion for an established business and a pre-established business is applied to calculate estimated sales so as to calculate the investment limited amount. Also, various types of investments such as cash, existing goods, or labor are provided from a plurality of investors within a corresponding investment limited amount in a crowdfunding manner to automatically repay a portion of corresponding sales in a predetermined period when the sales are generated so as to distribute the same to the investors, and the risk is borne in a risk equal division type or a risk variation type for each investment sequence when the investment is performed within the investment limited amount. According to the present invention, investors can conveniently and safely invest within the limited amount calculated under the evaluation of a financial company even when the investors invest in an affiliate of an unspecific third party rather than acquaintances. In addition, the risk can be dispersed through the guarantee set by the financial company, and various types of investments such as cash, existing goods, or labor can be invested under various profit repayment conditions. Also, the investor can securely invest using an automatic repayment function for each predetermined period. Furthermore, the repayment of the investment or profits needs no concern, thereby ultimately contributing a national economy through promotion of small private investors and job creation.