Method for Providing Phone Banking based on Sentence Structure Recognition by using Linkage of Different Network

摘要

The present invention relates to a method for providing a phone banking service based on syntax recognition using heterogeneous network interworking and a method for executing a phone banking service based on syntax recognition using a program of a wireless terminal capable of multiple access to a telephone network and a data network, And a receiver verification keyword for verifying the remittee account identification using the remittee keyword registered by the user in association with each other and storing a combination of the remittee keyword and the remittee verification keyword for a specified number of times or more to extract a speaker characteristic of the user's voice, And a speaker for recognizing a voice signal inputted in a form of a phrase through the sound input unit of the wireless terminal when the mobile terminal is in a phone banking mode by connecting a communication channel through the telephone network, (2 N N) words including a keyword word matching the recipient keyword and a keyword word matching the recipient verification keyword among the N words, Detecting a keyword feature of the user speech that has uttered the N words and authenticating whether the detected speaker feature has the feature that is within the allowed error range with the stored speaker authentication information, When n keyword words matching the recipient verification keyword to the recipient keyword among the N words are detected as the speaker's verbalization of the N words by the user himself or herself, Generates transaction information for a phone banking transaction based on the detected n keyword words, and applies the transaction information to a phone banking transaction via the telephone network.;