IC Smartphone having a IC chip credit card payment function and control method therof

摘要

According to the present invention, it is possible to provide the user with safety and convenience by allowing the user to pay the delivery food charge within the house using the smartphone device without directly facing the delivery employee, So that you can use your credit card to make payments without having to enter your credit card information into your payment app on your smartphone. In this case, you only need to make a payment if your smartphone user's information matches the credit card user's information. The credit card of a lost or stolen person is not misused and the payment is made using the information stored in the IC chip of the credit card by using an IC chip reader other than the card reader, (IC) chip credit card, which allows the IC chip Relates to a device and a method of controlling a smart phone having a payment function, The apparatus of the present invention determines whether a switch unit of an external settlement apparatus is operated when a smartphone user executes a payment application and when a switch unit of the external settlement apparatus operates, When a payment request is made from a smartphone user, the smartphone user and the delivery employee call the phone user to read the credit card user information stored in the credit card IC chip, The smartphone user information stored in the smartphone wasting chip is read, and it is determined whether the credit card user and the smartphone user are the same person. When the credit card user and the smartphone user are the same person, A smartphone that transmits data, and a user who has a payment request from the user It determines whether the data is entered related to the payment from the teupon made as to receive the data when the data is input, including the third-party payment system to transmit it to the one-way communication method, and a two-way communication method of a magnetic card reader signal.