APP-TO-APP USER DIRECT PAYMENT SYSTEM METHOD AND APPLICATION FOR MOBILE TERMINAL THEREFOR

摘要

The present invention relates to an app-to-app user direct payment method in which a user mobile terminal app (20) obtains information related to payment from a franchise mobile terminal app (10) and directly requests payment authorization from a financial company server (30) thereby enabling payment to be processed. To this end, the present invention comprises: the franchise mobile terminal app generating and providing an information image including franchise information and payment amount information; the user mobile terminal app obtaining the franchise information and the payment amount information from the information image, providing the information required for payment, and requesting the payment authorization; and the financial company server providing a payment authorization result with respect to the payment authorization request to the user mobile terminal app.