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ELECTRONIC PAYMENT SYSTEM WITH OPTION TO ACCEPT OR REJECT A PROFFERED PAYMENT
ELECTRONIC PAYMENT SYSTEM WITH OPTION TO ACCEPT OR REJECT A PROFFERED PAYMENT
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机译:电子付款系统,可以选择接受或拒绝付款
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摘要
A system and method for selective processing of electronic payments such as rent, utility bill payments or debtor settlement payments is disclosed. Payer tenders an electronic payment through a web-based user interface and a notice is transmitted to Payee that funds are available for transfer if Payee chooses to accept the payment. Payee has the opportunity to manually review the details of the incoming payment and can choose to accept the payment, in which case, funds are transferred to Payee, or reject it, in which case the transfer of the funds is cancelled and no payment is made to the Payee. The Payee may also define a set of rules or conditions (including lower acceptance amount or partial conditions in case of negotiations), which would govern the automatic acceptance processing of the transaction.
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