首页> 外国专利> System and method for payment platform self-certification for processing financial transactions with payment networks

System and method for payment platform self-certification for processing financial transactions with payment networks

机译:支付平台自认证处理与支付网络金融交易的系统和方法

摘要

Payment platforms such as point of sale terminals can send test transactions to an acquirer processor certification and analytics system for certification of the payment platform's readiness to perform financial transaction processing with payment networks. A payment platform sends a test transaction to an acquirer processor and receives a unique request identifier. The request identifier and a test identifier associated with the test transaction are sent to an analytics engine that retrieves data associated with the test transaction from the acquirer processor, and expected values based on the test identifier. The analytics engine performs a comparison and determines a certification result for the payment platform based on the comparison. Based on certification results, authorization or licenses can be granted to payment platforms to use payment networks of the acquirer processor.
机译:诸如销售点终端之类的支付平台可以将测试交易发送到收单方处理器认证和分析系统,以认证支付平台是否准备执行与支付网络的金融交易处理。支付平台将测试交易发送到收单方处理器,并接收唯一的请求标识符。与测试交易相关联的请求标识符和测试标识符被发送到分析引擎,该分析引擎从收单方处理器检索与测试交易相关联的数据以及基于测试标识符的期望值。分析引擎执行比较,并根据比较结果确定支付平台的认证结果。基于认证结果,可以将授权或许可授予支付平台以使用收单方处理器的支付网络。

著录项

  • 公开/公告号US10096007B2

    专利类型

  • 公开/公告日2018-10-09

    原文格式PDF

  • 申请/专利权人 VANTIV LLC;

    申请/专利号US201514752063

  • 发明设计人 JOHAN MATTIAS NORDLOF;DOUGLAS MICHAEL BAY;

    申请日2015-06-26

  • 分类号G06Q20/02;G06Q20/38;G06Q20/40;

  • 国家 US

  • 入库时间 2022-08-21 13:03:34

相似文献

  • 专利
  • 外文文献
  • 中文文献
获取专利

客服邮箱:kefu@zhangqiaokeyan.com

京公网安备:11010802029741号 ICP备案号:京ICP备15016152号-6 六维联合信息科技 (北京) 有限公司©版权所有
  • 客服微信

  • 服务号