INTEGRATED UNIVERSAL PAYMENT AND SELLER INDEPENDENT POINT OF SALE AND E-COMMERCE DIGITAL RECEIPT PROCESSING AND ANALYTICS SYSTEM

摘要

The present disclosure is directed to a system and method for generating, securely storing, retrieving, and processing sales receipts for the purchase of goods and services using any convenient method of payment. All buyer purchases are linked to their receipt account or account. The method includes the generation of both physical and electronic receipts with any receipt being readily identifiable by a purchaser, seller, credit card issuer, employer, financial institution, or other party or entity having a need to access the receipt and information included on it. The system and method also utilize a taxonomy to characterize attributes of purchase receipts and employs and an analytics capability useful by buyers, sellers, and third parties.