ELECTRONIC CALCULATOR FOR REAL TIME OPTIMISATION, SEARCHING, AND EXTRAPOLATING MULTIPLE SCENARIOS OF POST-RETIREMENT CASH FLOW WITH INTERTEMPORAL SETTINGS, AND SYSTEM AND METHOD THEREOF

摘要

An electronic calculator for carrying out a process of calculating an optimal cash flow for post-retirement stage, the process comprising the steps of: receiving personal financial data from a user; connecting to a database and retrieving simulation data; wherein the simulation data is integrated with the personal financial data to generate the current and future assets and cash flow data; generating a set of assets for allocation; and connecting to a remote server, and forwarding at least part of current and future assets and cash flow data, simulation data, and the set of assets for allocations to carry out a selected risk percentile from the personal financial data.