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APPLICATION OF IICW (INTIMATION OF INTENTION OF CASH WITHDRAWAL) TO STOP FRAUDS USING ATM BANKING CARDS AND TO TRAP THE CARD FRAUDSTERS
APPLICATION OF IICW (INTIMATION OF INTENTION OF CASH WITHDRAWAL) TO STOP FRAUDS USING ATM BANKING CARDS AND TO TRAP THE CARD FRAUDSTERS
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机译:IICW(现金提取意向)在使用ATM银行卡停止欺诈和诱捕欺诈卡中的应用
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摘要
1. IICW is Intimation of Intention of Cash Withdrawal. IICW is a brief communication pattern, to be followed, prior to every cash withdrawal, by the bank and its customer to create 10 minutes onetime online access for him to his bank account. Prior to every cash withdrawal, the bank customer will create for him a onetime online access of 10 minutes to his bank account. a. He will intimate of his intention of cash withdrawal by a missed call or a SMS to his bank. b. Bank will cut that contact and will send OK message on the customers registered mobile phone. c. The customer will resend (return) the message with positive note and thus will create 10 minutes onetime online access for him to his bank account that may be extended to another 10 minutes on request. Thus having created an access to his account, he goes to the ATM and withdraws money at once, following the existing ATM system. After completion of his transactions, his account lapses into a passive/offline mode. IICW may be used to pass on other information like nearby ATM, withdrawal amount etc. 2. IICW works as a trap for adventurous card fraudsters.
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