SYSTEMS AND METHODS FOR EXTENDING CREDIT TO SMALL/MEDIUM SIZED ENTERPRISES

摘要

A credit account is established for a merchant. A variable credit limit is set for the credit account. An indication is received that the merchant has accepted a payment account transaction to be charged to a customer s payment account. A transaction amount may be associated with the payment account transaction. The indication may also indicate that the payment account transaction has been authorized by an issuer of the customer s payment account. There may be a response in real time to the indication by instantaneously increasing the variable credit limit for the merchant s credit account by an amount that corresponds to the transaction amount.