FINANCIAL TRANSACTION RELAY SYSTEM HAVING MULTI-SAFETY LOCK FUNCTION OF PROCESSING USER AUTHENTICATION BY SCANNING BOTH FINGER PULSE AND FINGERPRINT, AND PROCESSING METHOD THEREFOR

摘要

A financial transaction relay system, of the present invention, comprises a financial transaction relay server for relaying, through an authentication-free access, a financial transaction to be performed among a customer terminal, an electronic financial transaction system, and electronic commerce systems. The financial transaction relay server comprises: a multi-safety lock module for processing authentication of a user who uses finger pulse authentication, fingerprint authentication, password authentication, and telephone number authentication of the customer terminal; and a middleware firewall. According to the present invention, when the customer terminal performs an electronic financial transaction or an electronic commerce, relay processing can be performed by receiving fingerprint information and finger pulse information from the customer terminal and processing authentication, such that a financial transaction can be performed through authentication-free access to the electronic financial transaction system and the electronic commerce systems, and thus user authentication error can be minimized.