#$%^&*AU2018202747A120180510.pdf#####ABSTRACT A computerised method of distributing money from an investor to at least one beneficiary is disclosed. The method includes the steps of: establishing a first insurance bond, the insurance bond having an investor; capturing data for a second insurance bond, the second insurance bond having a 5 beneficiary, the data including the name of the beneficiary; determining a date of death of the investor; computing a value of the first insurance bond at a point in time on or soon after the date of death of the investor; and processing the captured data for the second insurance bond and enacting the second insurance bond to enable commencement of an annuity to the beneficiary.
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