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METHOD AND HAND HELD ELECTRONIC DEVICE FOR EXECUTING CASHLESS AND CREDITLESS FINANCIAL TRANSACTIONS
METHOD AND HAND HELD ELECTRONIC DEVICE FOR EXECUTING CASHLESS AND CREDITLESS FINANCIAL TRANSACTIONS
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机译:用于执行无信用和无信用金融交易的方法和手持式电子设备
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摘要
A self-contained hand held mobile payment electronic device and method eliminates any use of cash or credit in making a payment from one party to another party who are both members of an association of parties, each party possessing one of the devices to execute a financial transactions between those parties. The devices all are capable of storing a credit balance deposited therein from a financial institution or other source of funds owned by the parties and transferring a payment from one party to another party of the association when the respective devices are positioned adjacent each other. A biometric sensor on each device enables transactions to be executed only when the paying party holds a finger or thumb on the biometric sensor which also indentifies the party.
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