P2P METHOD FOR PEER TO PEER SECURED LOAN FINALCIAL TECHNOLOGY SERVICE AND SYSTEM THEREOF

摘要

In the P2P secured lending financial technology service method, the financial technical service device conducts a demand forecast investigation on non-cash assets provided as collateral through communication with the second information terminal based on the secured loan application information received from the first information terminal , The step of performing loan examination using the mortgage application information and the demand forecast investigation result is executed. Next, data for transferring the investment money based on the investment application information received from the second information terminal through the communication with the financial support server by the financial technical service device, executing the secured loan with the non-cash assets as collateral And performing the processing of the electronic signal are executed. In the case of carrying out the cashing of the collateralized mortgage, the financial technology service device transmits information that can participate in the realization of the collateral to the second information terminal corresponding to the preferred investor information secured through the demand forecasting survey Thereby executing processing of data and electronic signals for carrying out the cashing of the collateral. Accordingly, in the case of P2P mortgage loans, if the non-cash assets such as unlisted stocks are collateralized, it is reasonable to calculate the value and if the collateralization of the collateral is necessary, the collateralization of the collateral can be accelerated have.