SYSTEM AND METHOD FOR PROVIDING USER'S SPENDING DETAILS USING PAYMENT MESSAGES

摘要

The present invention relates to a system and method for providing a user's consumption history using a payment message for providing data including consumption details to a user using a payment message received at a user terminal, the system comprising: (A) Extracting payment information from the payment message, generating payment data, and transmitting the payment data to an app server; (B) the application server receiving the payment data from the user terminal examines presence / absence and availability of the payment data; (C) supplementing the store information included in the corresponding payment data; And (D) generating consumption history data including the supplementary store information. The payment message includes at least one of a store name, a settlement time, and a payment amount; Wherein the payment data includes at least one of a store name, a payment time, a payment amount, or location data; It is possible to increase the supplementary width of the store name by correcting the settlement data in which the position data is missing to the settlement data in which the position data is secured while implementing the supplement of the store name whose accuracy is ensured using the position data of the user terminal .