A combination towel-band exercise device is able to be used to exercise and as a towel. A shammy or towel is available to dry off perspiration, provide a soft surface for a user to sit and stand, and integrated exercise bands are utilized for exercising. When a user wants to exercise, particularly while away from home such as at a gym, the beach or pool, the user is able to exercise with the combination towel-band exercise device. By providing weight on the shammy, the bands which are coupled to opposing ends of the shammy stretch as a user pulls the bands upward or outward. The weight is provided by a user's feet, buttocks, back or other body part. In addition to the combination towel-band exercise device being an exercise tool, it is also able to function as a towel. Therefore, if a user is at a gym or other exercise facility and needs to wipe perspiration off the equipment or herself, the shammy is available. Furthermore, if a user goes to the beach or pool, the shammy is able to be used as a beach towel for sitting, lying down and drying off. The combination towel-band exercise device is able to come in different lengths as well as in different tensions.
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