SYSTEM FOR PREDICTING FUTURE PURCHASE USING SEQUENCE PATTERN MINING OF CREDIT/DEBIT DATA

摘要

A system for managing generation of an electronic coupon (eCoupon) includes a terminal configured to process a credit/debit card to determine a card number of the credit/debit card; and computer server configured to generate a plurality of transactions from a pool of credit/debit card data, perform sequence pattern mining on the transactions to determine a sequence likely to result in an amount of spending in a pre-defined spending category within a subsequent period of time that exceeds a pre-defined spend threshold, receive the card number across a computer network from the terminal, and generate the eCoupon when existing purchases by the card number include the sequence.