REMOTE USER IDENTITY VALIDATION WITH THRESHOLD-BASED MATCHING

摘要

A method for validating a remote user's identity comprises retrieving a user's photo and a user's signature from a digital associated identification card; requesting a real-time photo set, wherein the real-time photo set includes a first photo and a second photo; requesting a real-time written signature with the requested real-time photo set; signature matching the real-time written signature against the user's signature of the digital associated identification card; background matching a background in the first photo of the real-time photo set against a background in the second photo of the real-time photo set; user matching an image of the user from the first photo against the user's photo from the digital associated identification card; and validating the user's identity in response to determining that the signature matching satisfies a first threshold, the background matching satisfies a second threshold, and the user matching satisfies a third threshold.