METHOD OF SUBSCRIPTION OF POLICIES INSURANCE FROM GEOLOCALISED MOBILE DATA BASED ON DISTRIBUTED DATA BASES

摘要

Method and system for subscribing insurance policies from geolocated mobile devices with contracting on a distributed database, characterized in that it consists of an application for mobile devices (400) and a back-end infrastructure (200), said system using geolocation and the digital channel to allow customers to select the most suitable policy and finalize the purchase; said system allowing: a) selecting from a plurality of policies categorized or automatically suggested according to user preferences; b) reserving special contractual conditions; c) entering the necessary documents from a mobile device (400); d) purchasing policies online from the mobile application; said system comprising: (A) a mobile application that implements: search mode (110) and automatic proposal mode; automatic management and verification of the validity of the payment; immediate activation of the policy; (B) a central infrastructure comprising: user (215) and insurance policy (216) databases; a policy-position element generator (223); a generator of insurance proposals (225), based on machine learning algorithms.