METHOD AND APPARATUS FOR DETERMINING LINE OF CREDIT, SERVER AND READABLE STORAGE MEDIUM

摘要

Provided are a method and apparatus for determining a line of credit, a server and a readable storage medium, and the method is applied to a server. The method comprises: receiving a loan request of a user terminal; in response to the loan request, respectively auditing identity information, credit information and relationship information; and if the identity information, the credit information and the relationship information all pass the audit, determining a line of credit for the loan request based on the credit information and the relationship information. By means of the design, not only can the line of credit of a loaner be improved, but also the risk for a credit platform can be reduced.