SYSTEM AND METHOD FOR PROVIDING POST-PAID ADVERTISEMENT AND VEHICLE MAINTENANCE COST MANAGEMENT SERVICE LINKED TO VIRTUAL ACCOUNT

摘要

Provided is a method for providing a post-paid advertisement and a vehicle maintenance cost management service linked to a virtual account. The present invention comprises: an affiliate bank server for executing a payment to transfer, to a preconfigured member store, a vehicle maintenance cost linked to a virtual account when the cost is used at the member store, depositing, when there is an advertisement associated with the member store, an accumulated credit, which is accumulated on the basis of the used vehicle maintenance cost and the advertisement, in the virtual account, and executing a payment to transfer the accumulated credit to an advertised member store, which is an object of the advertisement, when a business operator uses the accumulated credit at the advertised member store; a business operator terminal for requesting a payment by inputting a payment amount corresponding to a vehicle maintenance cost, and using an accumulated credit at an advertised member store; and a payment agency service providing server for, when a payment request is transmitted from a card linked to a virtual account of a business operator to the affiliate bank server, checking an amount requested for payment and a region in which the payment request has been made, so as to determine approval or disapproval of the payment, transmitting the determined approval or disapproval to an affiliate member store terminal or an advertised member store terminal, and settling an amount of money used by the business operator to the affiliate member store terminal or the advertised member store terminal.