METHOD FOR PROVIDING PAYMENT-INTEGRATED SAVINGS SERVICE USING BIG DATA-BASED INTANGIBLE SAVINGS PLAN ELECTRONIC PAYMENT

摘要

A method for providing a payment-integrated savings service using a big data-based intangible savings plan electronic payment is provided. The method comprises the steps of: receiving from a payment terminal a payment request event requesting payment to one or more shopping mall servers or one or more member stores; calculating a savings amount at a preset rate with respect to an original payment amount comprised in the received payment event; transmitting a response with respect to the payment request event to the payment terminal such that the payment for an integrated amount in which the calculated savings amount and the original payment amount are integrated can be made in the payment terminal; and, if the payment for the integrated amount is made in the payment terminal, transferring the original payment amount to the one or more shopping mall servers and depositing the integrated amount into an account mapped to an identification code of the payment terminal.