SYSTEM FOR PAYMENT OF OFF-LINE METHOD FOR PAYMENT OFF-LINE AND APPARATUS IN THE SYSTEM

摘要

The present invention relates to a method and an apparatus for performing an offline settlement through various payment means by utilizing a payment identifier (ID) and an authentication pin (PIN) in an offline payment system. And transmits the stored payment information to the settlement agency through the electronic settlement apparatus when the settlement information is stored in the settlement execution section according to the user's settlement request. Since the payment requested by the payment means is performed, it is possible to perform payment through various payment means using only one applet. Therefore, it is not necessary to issue a double issuance of the mobile credit card, and the secure payment can be performed since the financial information is not exposed .