METHOD AND SYSTEM FOR MANAGING FINANCIAL INSTRUMENTS WITH AUCTION OR INVERSE AUCTION

摘要

We propose a financial product operation system and method using auction or reverse auction method. In the financial product management system utilizing the auction or the reverse auction method according to the embodiment of the present invention, a plurality of interest rates are set, and a list of financial products is prepared for each interest rate zone, and each financial product in the auction list is presented as an auction or reverse auction A financial product establishment server for opening a financial product by performing bidding and auction process and a financial product determined by the financial account establishment section to be converted into a fixed deposit and operating each financial product so that reception is performed according to preset conditions It also includes an account management server, which enables customers to participate in auction auction of financial products presented by a financial institution such as a bank so that they can select and decide the interest rate of the financial product to be purchased. The customer's satisfaction can be further improved.