DAILY SETTLEMENT SERVICE SYSTEM FOR CREDIT FINANCE BASED ON BANK MEDIATION

摘要

The present invention relates to a credit finance daily calculating service system based on a bank mediation, which comprises: a credit finance association server (110) for receiving information for a daily calculating balance payment to provide the same for a bank server (120); and a bank server (120) for deducting a card fee and a bank fee from the received information for the daily calculating balance payment, and depositing the same in a member store account. Accordingly, the bank originates a credit without the risk, can obtain profits to run a fee business, and can automatically increase the total credit amount through card company member stores corresponding to an invited owner-operator and the like, thereby securing the total credit amount, and also, easily attracting a business account which is difficult to be attracted. In addition, a sales calculating service which can be checked whether card sales funds are accurately deposited at a glance, is provided for the card company member stores, and an effect of prompt turnover of funds can be provided since card sales which may be received after 3 to 7 days, can be deposited in the following day (in the morning of the following day). Furthermore, regarding to a fee system, a profit distribution structure that a preset percentage of an annual interest rate of the amount prepaid by the credit company is converted by each day to charge the same to the credit company member stores, and the credit company and a marketing company are paid by the agreed amount of profits, is provided, thereby creating profits.