METHOD FOR PROVIDING PAYMENT SERVICE WITH ENCRYPTION CURRENCY USING REAL-TIME EXCHANGE RATE BETWEEN ENCRYPTION AND LOCAL CURRENCY

摘要

Provided is a method for providing a crytocurrency payment service using a real-time inquiry of a crytocurrency exchange rate, which comprises the steps of: receiving a crytocurrency payment request by a payment server from an affiliated store terminal when a payment request using a crytocurrency with respect to the affiliated store terminal is received from a consumer terminal, and receiving an exchange rate request for converting the crytocurrency into a local currency from the payment server; inquiring the exchange rate for converting a value of the crytocurrency into the local currency by at least one crytocurrency exchange server on the basis of the received exchange rate request; transmitting an identification code including a payment amount converted in accordance with the exchange rate on the basis of a result value of the inquiry, a unique code for identifying the exchange rate, and an address to be remitted with the payment amount, to the payment server; transmitting a QR code and the payment amount to the affiliated store terminal from the payment server, and receiving confirmation for deposit from the crytocurrency exchange server which receives a payment when the payment is settled by the consumer terminal with remittance address included in the QR code; transmitting the confirmation for deposit to the payment server through the unique code when the deposit is confirmed; and confirming the payment by the affiliated store terminal through the payment server, and calculating a commission from the payment server when an article paid by the consumer terminal is completely delivered to a consumer.