Electronic payment system using security certification module and method thereof

摘要

According to the present invention, disclosed are a real-time electronic payment system using a security authentication module and a method thereof. More particularly, according to the real-time electronic payment system and a method thereof, the operation of the product is stopped by remotely operating a hardware lock or software lock provided in the product when automatic payment for products with various options such as installment, lease, rental, and so on, is not made on a specified date according to a preset condition, and the hardware lock or software lock for the product is released when payment is made through a payment method using a preset blockchain, thereby easily managing products with long-term installment, leases, rentals, and so on and easily recovering funds.