Financial product proposal device

摘要

PROBLEM TO BE SOLVED: To provide a financial commodity proposal device capable of proposing an appropriate financial commodity to a user without covering all combinations of financial commodities.;SOLUTION: An insurance proposal server 100 includes: an insurance database 103 for storing a combination of insurance for each risk of a user's life state; a proposal model database 106 for storing a proposal model built based on the insurance database; a risk calculation unit 102 for calculating risk of the user based on user information on the user; an insurance proposal processing unit 108 for predicting a combination of insurance for the user based on the risk of the user and the proposal model; an insurance presenting unit 109 for providing a user with proposal insurance information showing a combination of insurance; and an insurance DB updating unit 110 for updating an insurance database based on an instruction from the user relative to the proposal insurance information.;SELECTED DRAWING: Figure 2;COPYRIGHT: (C)2020,JPO&INPIT