Online transactional system for processing alternative methods of electronic payment

摘要

Online transactional processing systems, methods, and computer program products for processing an alternative method of electronic payment (AMOP) in online transactions. A mass storage memory device hosts a database that stores data for transforming one or more virtual payment forms into data that relates to one or more AMOP's. Each of the one or more virtual payment forms stored in the database is compatible with a legacy system of a merchant. In response to receiving, in relation to an online transaction with the merchant, data that relates to an AMOP, the data that relates to the AMOP is transformed to create a virtual payment form that is compatible with the legacy system of the merchant. The virtual payment form is then transmitted to the legacy system of the merchant for processing, and data for transforming the virtual payment form into data relating to the AMOP is stored in the database.