首页> 外国专利> E-WALLET TRANSFER PAYMENT METHOD AND SYSTEM BASED ON PKI SMART CARD

E-WALLET TRANSFER PAYMENT METHOD AND SYSTEM BASED ON PKI SMART CARD

机译:基于pki智能卡的电子钱包转账支付方法及系统

摘要

An E-wallet transfer payment method includes: connecting a first PKI smart card to a second PKI smart card wirelessly; the first PKI smart card receiving a transfer instruction input by a first user, wherein the transfer instruction comprises a transfer amount to be transferred to a payee account; the second PKI smart card sending the payee account information to the first PKI smart card; the first PKI smart card generating transaction information according to the transfer instruction, and displaying the transaction information; the first PKI smart card receiving a confirmation instruction input by the first user according to the displayed transaction information; the first PKI smart card deducting a corresponding amount in a payment account according to the transfer amount, generating a signature information and sending the signature information to the second PKI smart card; adding the corresponding amount to the payee account according to the signature information.
机译:一种电子钱包转账支付方法,包括:将第一PKI智能卡无线连接至第二PKI智能卡。所述第一PKI智能卡接收第一用户输入的转移指令,所述转移指令包括待转移至收款人账户的转移量;第二PKI智能卡将收款人账户信息发送至第一PKI智能卡;第一PKI智能卡根据转移指令生成交易信息,并显示交易信息;第一PKI智能卡接收第一用户根据显示的交易信息输入的确认指令;第一PKI智能卡根据转账金额在支付账户中扣除相应的金额,生成签名信息,并将签名信息发送至第二PKI智能卡;根据签名信息将相应的金额添加到收款人账户。

著录项

  • 公开/公告号US2020311719A1

    专利类型

  • 公开/公告日2020-10-01

    原文格式PDF

  • 申请/专利权人 HIERSTAR (SUZHOU). LTD.;

    申请/专利号US202016900365

  • 发明设计人 GUO LIU;ZHENG ZHANG;WENBIN BAO;

    申请日2020-06-12

  • 分类号G06Q20/36;G06Q20/34;G06Q20/38;G06Q20/42;G06Q40/02;G06Q20/40;H04L9;H04L9/32;

  • 国家 US

  • 入库时间 2022-08-21 11:22:27

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