Identity matching via a mobile device is facilitated when a user attempts to access a restricted-access account with the mobile device. The identity of the user is verified based on the mobile number of the mobile device, personal identifying information provided by the user, user information for the mobile account associated with the mobile number, and user information from a credit bureau. The user information for the mobile account can be retrieved from the mobile carrier that provides the mobile account, and the user information from the credit bureau can be determined based on the user information for the mobile account. Thus, an authorization entity can verify that the identity of the user attempting to access the restricted-access account matches the identity of the holder of the account, even when the holder of the account is not the primary name associated with the mobile account for the mobile device.
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