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MULTI-PARTY PAYMENT CARD PROCESSING SYSTEMS AND METHODS INCLUDING VIRTUAL PREPAID FOREIGN CURRENCY ACCOUNT MANAGEMENT
MULTI-PARTY PAYMENT CARD PROCESSING SYSTEMS AND METHODS INCLUDING VIRTUAL PREPAID FOREIGN CURRENCY ACCOUNT MANAGEMENT
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机译:多方付款卡处理系统和方法,包括虚拟预付外国货币账户管理
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摘要
A payment card processing system and method includes a computing device in communication with a multi-party payment processing system and network for processing payment card transactions. The computing device accepts a foreign currency deposit into a virtual foreign currency account linked to a cardholder account designated for payment in a home currency, receives payment card transaction data, identifies a foreign exchange transaction between the cardholder and a merchant designated for payment in a foreign currency, and applies at least a portion of the foreign currency deposit in the virtual foreign currency account to satisfy the payment for the transaction.
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