A method and system for real time honour score building via the Internet. Atransaction is placedby a payer at a client system and processed and confirmed by a server system.The client systemreceives transaction information including identification of the payer,payment information andschedule information from the server system. The server system then assigns apayer identifierto the client system and associates the assigned payer identifier with thereceived paymentinformation and schedule information. The server system sends to the clientsystem the assignedpayer identifier and an HTML document identifying the transaction andincluding a paymentbutton. The client system receives and stores the assigned payer identifierand receives anddisplays the HTML document in private group including consenting payees andpayers. Inresponse to the selection of the payment button, the client system sends tothe server system arequest to process the identified transaction. The server system receives therequest andcombines the payer information associated with the client identifier of theclient system togenerate an order to evaluate the transaction in accordance with schedulinginformationwhereby the payer effects in real time the construction and display of hishonour score bycompletion of the payment.
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