首页> 外国专利> MESSAGE QUEUE-BASED LOAN GUARANTEE PROCESSING METHOD, APPARATUS, DEVICE AND MEDIUM

MESSAGE QUEUE-BASED LOAN GUARANTEE PROCESSING METHOD, APPARATUS, DEVICE AND MEDIUM

机译:基于消息队列的贷款担保处理方法,装置,装置和介质

摘要

Provided are a message queue-based loan guarantee processing method, an apparatus, a computer device and a storage medium. The method comprises: querying an insurance company information table by using a customer address and a guarantee type to obtain a list of effective insurance companies matching the customer address and the guarantee type; according to corresponding weights of the effective insurance companies in the list of effective insurance companies, arranging crosswise the effective insurance companies to obtain a target message queue; performing primary matching on loan guarantee application requests based on the target message queue to obtain a matching insurance company corresponding to each loan guarantee request; and performing secondary matching on the matching insurance company according to a loan guarantee amount to obtain the target insurance company matched with the loan guarantee amount, so that the target insurance company can carry out loan processing for the loan guarantee application request. The present application increases loan guarantee efficiency, ensures the reasonable distribution of loan resources of insurance companies, and solves the problem of uneven distribution of money by loan insurance companies.
机译:提供一种基于消息队列的贷款担保处理方法,装置,计算机设备和存储介质。该方法包括:通过使用客户地址和担保类型查询保险公司信息表,以获得匹配该客户地址和担保类型的有效保险公司列表。根据有效保险公司列表中有效保险公司的权重,交叉排列有效保险公司以获得目标消息队列;根据目标消息队列对贷款担保申请请求进行一次匹配,得到每个贷款担保请求对应的匹配保险公司;根据贷款担保金额对匹配的保险公司进行二次匹配,得到与贷款担保金额匹配的目标保险公司,以使目标保险公司可以对贷款担保申请书进行贷款处理。本申请提高了贷款担保效率,保证了保险公司贷款资源的合理配置,解决了贷款保险公司资金分配不均的问题。

著录项

  • 公开/公告号WO2020024391A1

    专利类型

  • 公开/公告日2020-02-06

    原文格式PDF

  • 申请/专利权人 PING AN TECHNOLOGY (SHENZHEN) CO. LTD.;

    申请/专利号WO2018CN106268

  • 发明设计人 TANG ZHIHUI;HOU LI;

    申请日2018-09-18

  • 分类号G06Q40/02;

  • 国家 WO

  • 入库时间 2022-08-21 11:13:38

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