METHOD AND COLLABORATIVE PLATFORM FOR INTELLIGENT PURCHASE DECISIONS

摘要

In one embodiment, a collaborative platform to inform and facilitate an intelligent purchase decision is provided. The platform includes a point of sale device having a processor with a processor implementable widget for receiving customer data, the widget being configured to transmit the customer data to a host server remote from the point of sale device. The host server includes a processor implementable rating engine, the rating engine being configured to provide the customer specific information to a third party evaluator, perform a customer evaluation assessment based on third party customer information received from the third party evaluator, perform an item valuation based on the purchase price information and the item specific information, determine whether the customer is eligible to purchase an additional purchase item based on the customer evaluation assessment and the item valuation, and provide to the point of sale device offer data.