Financial planning system and method for newly married couple

摘要

The present invention relates to a newlywed financial design system and a method thereof and, more specifically, to a newlywed financial design system and a method thereof, which can target newlyweds to understand a financial status and design a future direction. In addition, according to the present invention, the system comprises: an approval history request unit which transmits a request to a text message service center to receive a text message with an approval history and location information of a user terminal, in a process of transmitting the text message with the approval history for a card payment from a card company server to the user terminal via the text message service center of a communication company; and an approval history analysis unit which generates individual household account information based on the text message with the approval history based on an industry type determined for an affiliated store closest to the user terminal on the basis of the location information among the affiliated stores searched by the affiliated store name included in the text message with the approval history.