Methos and system for equity-backed loan using individual security settings

摘要

Disclosed is a method and system for providing equity secured loans through individual collateral establishment. In the method of the stock security loan service through the setting of the individual security, the stock security loan service system receives a loan request for the stock included in the original account as a security stock, and the stock security loan service system responds to the loan request. Step of performing the judgment, if it is determined that the loan is possible as a result of the loan determination, the stock-secured loan service system generates a new account for managing the secured stock, and the secured stock with the secured right is managed by the new account. Performing a new account processing, if the loan determined as a result of the loan determination is deposited in the new account, the stock security loan service system establishing a security right for the loan, and the stock security loan service system is the new account The collateral stocks managed by and individually set as collateral. And a step of performing a management process based on the loan.