首页> 外国专利> SYSTEM AND METHOD FOR TAKING OUT BUILDING FIRE INSURANCE AUTOMATICALLY BASED ON BIG DATA

SYSTEM AND METHOD FOR TAKING OUT BUILDING FIRE INSURANCE AUTOMATICALLY BASED ON BIG DATA

机译:基于大数据自动计算建筑火灾保险的系统和方法

摘要

The present invention relates to a system and method for automating fire insurance, and more specifically, by constructing a big data-based platform that automatically processes the design/acquisition of building fire insurance with artificial intelligence, customers, insurance agents, insurance agents, insurance companies, etc. This relates to a non-face-to-face big data-based automatic building fire insurance subscription system and method that enables time/cost-efficient, simple, and accurate fire insurance online. To this end, the present invention provides a building information providing server that provides at least one or more of building information among construction time, address, area, structure, use, number of floors, owners, drawings and maintenance; A building history providing server that provides at least one or more of a building's insurance and disaster history matching the building information provided by the building information providing server; A fire insurance design server that collects the building information and building history, stores it as big data, analyzes it through artificial intelligence, and automatically generates underwriting information obtained by designing and examining the building fire insurance; An insurance company server for receiving the underwriting information generated through the fire insurance design server, determining whether to take over the building fire insurance, and then proceeding with a contract; And a designer/agent terminal that transmits the address of a specific building to the fire insurance design server to receive the corresponding building underwriting information and to proceed with the fire insurance contract.
机译:本发明涉及用于使火灾保险自动化的系统和方法,更具体地,涉及通过构建基于大数据的平台来自动处理具有人工智能,客户,保险代理,保险代理,保险的建筑火灾保险的设计/获取。这涉及一种非面对面的基于大数据的自动建筑火灾保险订阅系统和方法,该系统和方法可在线上实现时间/成本效益,简单而准确的火灾保险。为此,本发明提供了一种建筑信息提供服务器,该服务器提供建筑时间,地址,面积,结构,用途,层数,所有者,工程图和维护中的建筑信息中的至少一个或多个。建筑物历史提供服务器,其提供与建筑物信息提供服务器提供的建筑物信息相匹配的建筑物保险和灾难历史中的至少一个或多个;火灾保险设计服务器收集建筑物信息和建筑物历史,将其存储为大数据,通过人工智能进行分析,并自动生成通过设计和检查建筑物火灾保险获得的承保信息;保险公司服务器,用于接收通过火灾保险设计服务器生成的承保信息,确定是否接管建筑物火灾保险,然后签订合同;设计者/代理终端将特定建筑物的地址发送到火灾保险设计服务器,以接收相应的建筑物承保信息并进行火灾保险合同。

著录项

  • 公开/公告号KR102165157B1

    专利类型

  • 公开/公告日2020-10-13

    原文格式PDF

  • 申请/专利权人 손성일;

    申请/专利号KR20190091432

  • 发明设计人 손성일;

    申请日2019-07-29

  • 分类号G06Q40/08;G06N3/02;G06Q50/16;

  • 国家 KR

  • 入库时间 2022-08-21 11:03:34

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