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SYSTEM AND METHOD FOR TAKING OUT BUILDING FIRE INSURANCE AUTOMATICALLY BASED ON BIG DATA
SYSTEM AND METHOD FOR TAKING OUT BUILDING FIRE INSURANCE AUTOMATICALLY BASED ON BIG DATA
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机译:基于大数据自动计算建筑火灾保险的系统和方法
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摘要
The present invention relates to a system and method for automating fire insurance, and more specifically, by constructing a big data-based platform that automatically processes the design/acquisition of building fire insurance with artificial intelligence, customers, insurance agents, insurance agents, insurance companies, etc. This relates to a non-face-to-face big data-based automatic building fire insurance subscription system and method that enables time/cost-efficient, simple, and accurate fire insurance online. To this end, the present invention provides a building information providing server that provides at least one or more of building information among construction time, address, area, structure, use, number of floors, owners, drawings and maintenance; A building history providing server that provides at least one or more of a building's insurance and disaster history matching the building information provided by the building information providing server; A fire insurance design server that collects the building information and building history, stores it as big data, analyzes it through artificial intelligence, and automatically generates underwriting information obtained by designing and examining the building fire insurance; An insurance company server for receiving the underwriting information generated through the fire insurance design server, determining whether to take over the building fire insurance, and then proceeding with a contract; And a designer/agent terminal that transmits the address of a specific building to the fire insurance design server to receive the corresponding building underwriting information and to proceed with the fire insurance contract.
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