POINT BASED COMPLEX PAYMENT PROCESSING AGENT SERVICE APPARATUS CONSIDERING MICROPAYMENT LIMIT AND OPERATING METHOD THEREOF

摘要

Disclosed is a point-based complex payment processing agent service apparatus and a method of operating the same in consideration of a micropayment limit. The present invention is a system that enables complex payment processing using a mobile payment service, and when the amount of the product that the user wants to purchase exceeds the micropayment limit, micropayment is processed within the limit, and the remaining amount Is to allow additional payments by charging cash points with additional payment methods such as credit cards, or to process micropayments only when the amount of the product that the user wants to purchase does not exceed the micropayment limit at the user's choice. Supported payment processing techniques can be provided.