OPERATING METHOD OF PRINCIPAL RECOVERY INVESTMENT PRODUCT USING STOCK AND OPERATING SERVER THEREOF

摘要

Disclosed is a method of operating a principal recovery investment product based on a stock held by a user. The method of operating a principal recovery investment product of a financial institution server according to various embodiments of the present invention includes the steps of: selecting a user whose loss ratio at a specific point in time generated through investment in stock is determined to be greater than a predetermined specific ratio; Receiving a response to a questionnaire as to whether a spot user's stocks are likely to recover; Selecting a user subject to subscription of the principal recovery investment product based on the result of the questionnaire response to the possibility of recovery; Commercializing a principal recovery investment product linked to a stock item held by a user selected as a subscription target of the principal recovery investment product; And receiving a spot stock held by a user selected as a target of subscription to a principal recovery investment product.