Changes in Premiums and Employee Contributions for Employer-Sponsored Health Insurance, Private Industry, 2001-2009. Statistical Brief No. 325.

摘要

The cost of employer-sponsored health insurance plans has risen over the last several years, regardless of whether coverage is for the employee only or for the employee plus family members. Both total premiums and the employee contribution toward the premium have increased much more rapidly than overall prices, for all types of coverage. This Statistical Brief compares changes to annual premiums and employee contributions within coverage types and across coverage types for private sector employers for the period 2001-2009, using estimates from the Medical Expenditure Panel Survey-Insurance Component (MEPS-IC). The MEPS-IC is an annual survey of health care coverage offered by employers in the private sector and in state and local governments, and is sponsored by the Agency for Healthcare Research and Quality. All health insurance estimates pertain only to those current employees enrolled in an employer-sponsored plan. Only differences that were statistically significant at the 0.05 percent significance level are noted in the text.