Nobody enjoys dealing with insurers, whether they're trying to get compensation for luggage lost on holiday or cover for fire damage on site. Insurance companies have a reputation for relying on the small print and the unique features of insurance law to deny cover, on the basis of what many would regard as unfair grounds. Fortunately, the government is now looking to undertake a radical reform of insurance law, which has remained largely unchanged in the past 100 years. A Law Commission consultation paper was therefore published last year, setting out modernisation proposals.
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